FLO Spinfra gives partners a pipeline of community sports clubs assessed against the FLO Fitness™ Rating — a score of organisational capability across governance, people, community, sustainability and supply chain. Loans are originated through our facility partners once a club clears its rating and KYC checks, with no separate credit decision per application. Partners reach clubs at scale through federations, monitor repayment behaviour and portfolio performance on our dashboard, and back a new, transparent asset class in community sport financing.