FLO Spinfra finances community sports clubs against their organisational capability, not just collateral. The FLO Fitness™ Rating scores a club's governance, people, community, sustainability and supply chain, unlocking loans through our facility partners without a separate credit assessment per application. Clubs use FLOra, our AI coach, to raise their rating over time and become more investable. Partners get a pipeline of assessed, financeable community sports clubs and a transparent way to deploy capital at scale. Explore how it works for clubs and for partners, read our FAQs, and meet the FLO Spinfra team.